Why liability insurance is needed by every South Florida business, including yours
If your work involves heavy duty machinery that’s able to crush, lift and or move any size objects or you’re constantly dealing with very hot liquids and or hazardous materials at very high levels of toxicity, then it’s probably quite obvious why liability insurance is a critical protection for you to obtain. Even if your daily business operations don’t have such high levels of risk, some of your typical daily business transactions may have the potential to cause damages, injuries, or illness.
Are clients walking in and out of your business location for appointments, inquiring information, or to meet with you or staff? Do you provide professional advice to others? Are your prospects contacting you through your Website or using other digital outlets to see your promotions? Some of these day to day business activities may expose business owners to unnecessary liabilities and the chance of a claim. Some of these scenarios include your products, services or your employees’ who's negligence can cause an injury, damage to property or financial loss to a customer.
Defending your self, business or your business personal against such claims including any judgments against you can be costly from the thousands to the millions of dollars. Having the right business liability insurance coverage, can give you peace of mind that when a claim arises, the cost like compensation or punitive damages in a settlement to the claimant is covered.
Premiums can go for only a few hundred dollars a year depending on your specific liability insurance coverage, that is another good reason to consider getting a liability insurance coverage to provide that extra safety net and protection for you and your business. JCO Insurance Group will help you find the right business liability insurance coverage. Our Team of experts with product experience and strong analytics will help find the right coverage tailored to your specific industry.
Let JCO Insurance Group protect your business, it is your daily bread
Even though many industries do have some much in common among each other such as the insurance, construction or hospitality industry, they do however share a very common trait which is their ever evolving possible scenarios. Because there are multiple ways to build a structure in the construction industry or there are many ways to provide services or prepare meals in the hospitality industry, you should consider a comprehensive business liability insurance coverage tailored to your specific business as seen below:
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Commercial General Liability (CGL)
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Professional (or Errors and Omissions) Liability
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Product Liability
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Cyber Liability
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Commercial Umbrella (or Excess) Liability
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Employment Practices Liability (EPL)
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Pollution Liability
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Directors and Officers Liability
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Fiduciary Liability
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Liquor Liability
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Employee Benefits Liability
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Event Liability
The best and optimal liability insurance solutions for your business is a click or a call away
There are critical details to consider when writing a policy for a specific industry. You want to make sure you have the right limits in place, the right coverage so to cover for worst case scenarios if possible. It is important that both you and one of our expert professionals come up with the best possible policy for your industry. Our expert professionals will help you asses possible perils (serious and possible dangers) that may effect your business. Upon every renewal period, we re-evaluate the your liability insurance coverage to meat your business ever evolving needs. Rest assure that JCO Insurance Group will help you find the right coverage. You can contact us by calling 305-680-0031, you can also contact us through this website, email or live chat.